Lake Havasu Real Estate, Foreclosures, Homes For Sale

One of the most important things you can do is to make a checklist as you search for, find and buy a home. By keeping on top of your game plan at all times you will greatly increase your chances of success. To save time, bookmark this page and refer to the following checklist frequently. Follow the links, print out this checklist and let it increase your house buying effectiveness.

1)  Familiarize yourself with the Mortgage Process. Have a Mortgage question? Need a few Mortgage tips? See the sections on my website devoted to that subject or send me an email and I will get the answer for you:  DonClark@Brooks-Clark.com

2)  Begin the application process by getting pre-qualified and pre-approved from a Mortgage Lender. Do this first and you will be more than ready to make good offers on properties we find for you. The pre-qual letter will strengthen your buying power with the seller.

3)  Get your financial picture in focus as soon as possible. Since it is an important component be aware of your credit situation. You can get a free copy of your Credit Report or see the Credit Center for additional resources for getting your Credit Report.

4)  The best time to work on your budget is BEFORE you move.

5)  Determine you housing needs and wants to determine what types of homes you should be considering.

6)  familiarize yourself with the various types of housing available: Single Family, Townhomes and Condos.

7)  Still have a question about a Real Estate term or its definition? See our Real Estate Glossary. A question on a Mortgage Term see our Mortgage Glossary.

8)  Familiarize yourself with how to set a value on a house. This can save you a great deal of time and helps to avoid disappointment.

9)  When you find an acceptable house, write an offer. Familiarize yourself with how offers become contracts.

10) If you havent already done so apply for a mortgage loan.

11) Learn about Homw Warranties.

12) Compare and Secure Home Owners Insurance. Since Homeowners insurance is a long term expense, getting the best deal here brings savings that continue.

13) Make Moving plans. If you plan to use a moving company, make comparisons and reserve time now.

14) Secure final loan approval and committment from the lending institution. If you have done your "Upfront" work, this should be one of the easiest steps.

15) Do a final walk through on the house.

16) Final Closing and Settlement

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